The Question: Can I Negotiate with the Bank Regarding My Outstanding Debts?

I left Dubai 4 years ago under hardship following the financial crisis and, unfortunately, left a sizeable credit card debt with emirates NBD. I am being harassed by a collection agency for collection of that debt and have informed them I cannot support the settlement they offered.

I have not got the means to close the issue per their offer but wish to negotiate a settlement. I need help on this issue. The collection agency is harassing me at my place of work which is causing significant issues.

I want legal assistance to negotiate on my behalf with the bank and or the collection agency.

Answer: Thank you for writing to us. With regard to your outstanding debts, we recommend that you find a solution with the creditors by agreeing on a payment plan, or by executing a settlement agreement.

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